FAQs

When we talk about lower cost or lower premium, we are referring to the amount we need to pay for coverage. If you want to reduce this amount without making changes to your coverage, such as limits, vehicles, or deductibles, the best way is to earn a larger claim-free discount. At Bear River Mutual, we […]

Finding your proof of insurance card, also known as your insurance identification card, is quick and easy. Simply log into our Customer Site, and you will have access to your insurance card in a printable format. Once you have printed the card, you can keep it in your vehicle for convenient access whenever needed. If

Coverage for windshield damage is provided if the vehicle with the damage has comprehensive coverage. If your vehicle has comprehensive coverage, you may be eligible for coverage for repairable windshields at no additional cost. However, windshields that require replacement are subject to the comprehensive deductible specified on your policy for the specific vehicle. The amount

Rental coverage is an optional addition to your insurance policy and is not required by law. It is a vehicle-specific coverage that can be added to the specific vehicle(s) you request it for. To check if you have rental coverage, you can reach out to your agent or access your coverage details online through our

If you need to add or remove vehicles from your insurance policy, the first step is to get in touch with your agent. They will assist you in making the necessary changes to your policy and ensure that your coverage accurately reflects your vehicle lineup. When adding a new vehicle to your policy, it’s important

If you need to add or remove drivers from your insurance policy, the first step is to contact your agent. They will guide you through the process and ensure that any necessary changes are made to your policy. When adding a new driver to your policy, it’s important to have certain information readily available. This