Rental coverage is an optional addition to your insurance policy and is not required by law. It is a vehicle-specific coverage that can be added to the specific vehicle(s) you request it for. To check if you have rental coverage, you can reach out to your agent or access your coverage details online through our Customer Site.
If you have rental coverage, it’s important to note that the amount of coverage depends on the limits you have selected. To ensure that your coverage meets your specific vehicle needs, it’s a good idea to discuss with your agent if your limits are appropriate.
If rental coverage is included on your vehicle, you will find specific information on your policy document, known as the “AUTOMOBILE INSURANCE DECLARATIONS PAGE.” This page outlines the maximum rental charges allowed per day, up to a maximum of 30 days per covered claim. We have provided an image to help you locate this information easily.
It’s worth noting that rental days do not need to be consecutive. This flexibility can be beneficial in situations where your vehicle is drivable after initial repairs at the repair shop, but additional parts are still needed to complete the repairs. In such cases, you can utilize a rental car for the initial repairs, retrieve your vehicle once it is drivable, and then obtain a rental car again when the remaining parts arrive. By splitting the rental time, you increase the chances of not exceeding your rental coverage limits.
For accurate and detailed information about your rental coverage, we recommend consulting your agent or reviewing your policy documents. They will provide you with the specific details regarding rental coverage and answer any questions you may have.
Please don’t hesitate to contact your agent or refer to your policy documents to understand the specifics of your rental coverage. They are here to assist you and ensure that you have the necessary information to make informed decisions about your insurance coverage.