FAQs

Question: What does umbrella insurance cover? Answer: Umbrella insurance is a type of coverage that provides additional protection for your assets. It serves as excess liability insurance, extending beyond the limits of your home, auto, or other liability policies. Here’s how umbrella insurance works: In the event that you are held responsible for damages or […]

Umbrella insurance offers liability coverage that comes into effect when the coverage limits of your existing auto, home, or other insurance policies have been exhausted. Bear River Mutual provides umbrella policy limits of $1,000,000 and $2,000,000. Here’s how umbrella insurance works: Let’s say you are involved in an automobile accident and are sued for $1,000,000

All Bear River Mutual insurance policies, including umbrella insurance, are quoted and sold through independent agents. Any agency that represents Bear River Mutual can quote umbrella insurance. These agents are knowledgeable about Bear River Mutual’s offerings and can assist you in finding the right coverage for your needs. To obtain a quote, simply contact the

To add umbrella insurance coverage to your current policy, there are a few requirements to consider. You must have both Home and Auto policies with Bear River Mutual, and these policies need to meet specific coverage levels. If you meet these criteria and would like to add umbrella insurance to your coverage, simply reach out

Umbrella insurance provides additional coverage that can help safeguard your assets in the event of lawsuits and significant claims. It offers an extra layer of protection beyond the limits of your primary insurance policies. There are several reasons why obtaining umbrella insurance may be beneficial: To determine if umbrella insurance is right for you, it

The amount of umbrella insurance coverage you require can be determined by considering the assets you need to protect. It is essential to evaluate your specific circumstances and the potential risks you may face. Bear River Mutual offers umbrella coverage limits of $1,000,000 and $2,000,000 to provide flexibility in choosing the appropriate coverage level for

If you wish to increase your Umbrella Insurance coverage, Bear River Mutual provides umbrella coverage limits of $1,000,000 and $2,000,000. To make any changes to your policy and request an increase in coverage, simply get in touch with your dedicated Bear River Mutual agent. Your agent is the best resource to assist you with modifying