Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally identifiable information’ (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

When completing forms on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, or other details to help you with your experience.

We collect information from you when you respond to a survey, fill out a form, or enter information on our site.

We may use the information we collect from you when you register, make a payment, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To improve our website in order to better serve you.
• To allow us to better service you in responding to your customer service requests.
• To quickly process your transactions.

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. All sensitive information you submit is encrypted via TLS (Transport Layer Security) technology.

We implement a variety of security measures when a site visitor enters, submits, or accesses their information to maintain the safety of your personal information.

All payment card transactions are processed through CyberSource, our third-party payment processor. Bear River Mutual does not collect, store, or process payment card information on its own servers.

We use cookies and similar tracking technologies to compile aggregate data about site traffic and site interactions. We use Google Analytics and Microsoft analytics tools to help us understand how visitors use our site. These tools may collect information such as your IP address, browser type, and pages visited. You can opt out of Google Analytics by visiting https://tools.google.com/dlpage/gaoptout. You can manage Microsoft tracking preferences at https://account.microsoft.com/privacy.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Microsoft Edge or Google Chrome) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies.

If you disable or turn cookies off, some features will be disabled. While disabling cookies won’t affect the ability to browse informational pages or search, the overall users experience that make your site experience more efficient and some of our services will not function properly.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

We use Google Analytics to understand how visitors use our site. Google’s privacy policy is available at https://policies.google.com/privacy.

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

• Users can visit our site anonymously.
• Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website.
• Our Privacy Policy link includes the word ‘Privacy’, and can be easily be found on the page specified above.
• Users will be notified of any privacy policy changes:
  • On our Privacy Policy Page
• Users are able to change their personal information:
  • By calling us

Bear River Mutual Insurance Company does not conduct business outside of Utah, USA. If you are not, or are not planning on becoming a resident of Utah, you should not have the need to enter any personal information on our site.

Our site uses third-party analytics tools that may not respond to Do Not Track (DNT) browser signals. You may opt out of tracking through the tools described in our cookie section above.

We use third-party analytics services including Google Analytics and Microsoft analytics to understand site usage. These services may collect behavioral data subject to their own privacy policies.

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not specifically market to children under 13.

This policy applies to data collected through our website only. For information about how Bear River Mutual collects and uses data in connection with insurance applications, policies, and claims, please contact us at cshelp@brmutual.com.

The Privacy Policy for bearrivermutual.com (this Policy) does not modify or replace any other Privacy Policy or other policy or agreement between you and Bear River Mutual Insurance Company

If there are any questions regarding this privacy policy you may contact us using the information below.

Bear River Mutual PO BOX 571310
Murray, UT 84157
United States

cshelp@brmutual.com

+1-801-267-5000

1-800-925-5177

Last Edited on 2026-05-13