Insurance Products

At Bear River Mutual, we’ve been insuring homes and autos for Utah families longer than any Utah company. While our insurance products have evolved over the past century, our business philosophy remains simple and focused: Deliver fair, honest and prompt service at a very low cost to a select group of customers. We keep our rates very low by insuring policy owners that have fewer claims because they choose not to consume alcohol, or use illicit drugs.

We’ve expanded our offering of insurance products through the years to include more than just home and auto. By offering Renters Insurance, Dwelling Insurance and Umbrellas Insurance, in addition to our home and auto, you can have the peace of mind of knowing that Bear River Mutual has you covered no matter your situation and needs in life.

Protect your life’s belongings with these Bear River insurance products.

Interested in a quote? Contact your local agent today!

Auto Insurance

We love our cars in Utah, and we know you’d rather spend more time driving them than thinking about insuring them. Find out the basics of how Bear River Mutual can help ensure you are covered and protected while on the road.

Home & Condo Insurance

Your home is much more than a financial asset. It represents memories made, memories to come, and a safe haven for you and your family. Make sure your home and its contents are well protected.

Renters Insurance

Your landlord may insure the building, but they won’t cover your family’s furniture, electronics or your other personal belongings. We can provide the coverage you need for all the things you own.

Dwelling Insurance

Need to cover your rental properties and other dwellings? Our independent agents can help you determine the best choice for your particular needs.

Umbrella Insurance

An extra level of liability coverage—beyond auto and home—can keep you from tapping your rainy day fund.