The success of Bear River Mutual through the decades is due to the people who work and build careers here.

We take pride in being recognized as one of the Best Companies to Work for in Utah by Utah Business Magazine!

At Bear River Mutual, we value our employees and strive to create a supportive and rewarding work environment. Join our team and embark on a fulfilling career where your contributions are valued, and you have the opportunity to make a difference.

Why Choose a Career with Us?

At Bear River Mutual, our success over the years is attributed to the exceptional individuals who have built their careers with us. Our employees embody the shared values we hold with our customers and demonstrate our unwavering commitment to providing unparalleled service.

We take pride in being recognized as one of the Best Companies to Work for in Utah by Utah Business Magazine!

What Our Employees Receive

  • Competitive Salaries: We offer competitive compensation packages to attract and retain top talent.
  • Twice-Yearly Bonuses: In addition to regular compensation, we provide opportunities for bonuses twice a year to reward your hard work and dedication.
  • 401k with Employer Match: We offer a comprehensive retirement savings plan that includes a generous employer match to help you plan for your future.
  • Health Insurance: Your well-being is important to us. We provide health insurance options to ensure you and your family have access to quality healthcare.
  • Health Savings Account: We offer a Health Savings Account (HSA) to help you manage and save for qualified medical expenses, providing you with peace of mind.
  • Pension Plan: Our commitment to your long-term financial security is demonstrated through our pension plan, offering you stability and peace of mind for the future.
  • Generous Personal Time Off: We understand the importance of work-life balance. We offer generous personal time off so you can recharge and spend quality time with loved ones.
  • Education Reimbursement: We believe in investing in our employees’ professional growth. We provide education reimbursement to support your continuous learning and development.
  • Discounts on Bear River Mutual Personal Coverage: As a valued member of our team, you’ll have access to discounted personal coverage from Bear River Mutual, ensuring you and your loved ones are protected.
  • Live in the Beautiful State of Utah: Joining our team means experiencing the beauty and quality of life offered by the great state of Utah. Enjoy the stunning landscapes, outdoor recreational activities, and vibrant communities that make Utah a great place to call home.

Current Open Positions

Total Loss Claims Adjuster

Full Time
Murray, UT

Job Details:

The Total Loss Adjuster assists the vehicle owner through the claim settlement process when the vehicle is determined non-repairable. This position will be responsible to proactively investigate, negotiate, and assist our customers with vehicle valuation, salvage, rental, and total loss settlements. This includes proper doc

Human Resources Generalist

Type: Full Time, in-office
Location: Murray, UT

Job Details:

As Bear River Mutual continues to expand, so does our need for talented professionals in staffing, training, and employee development. We are thrilled to announce an exciting opportunity to join our HR department as an HR Generalist. We are seeking a proactive individual who has experience in this role and can hit the groun

Customer Care Representative (CCR)

Full Time
Murray, UT

Job Details:

The Customer Care Representative (CCR) is the important first-line of contact with our customers, setting the tone for how policy holders view our company and services; while providing participants with the right information at the right time to help them make better decisions about their insurance issues. Hours are

Hear From Our Customers

Bear River Mutual Insurance Company
Based on 1823 reviews
review us on
Dave McNeill
When a kid drove into the back of my brand new custom-ordered Kia EV6 while I was stopped on the freeway with all 6 lanes of traffic, his insurance company was a royal pain to work with, even though I was parked almost next to the UHP officers working on the first accident when the kid hit me, and it was CLEARLY the kid's fault. It took them over 3 months to decide my car was totaled, and they offered me 2/3 of what I had paid for it a month before the accident. So, on the advice of my Bear River agent, I called Bear River Claims. They paid me almost what I paid for the car, and went after the kid's insurance and the kid to get the rest - and I didn't have to lift a finger. The agent and the adjuster were so good to work with - it only took them a week to see the car was totaled and another week to get me my check so I could replace my car.
Edin Odobasic
I’ve been a customer with Bear River for 20+ years. Recently had a wind damage to my roof. I had a claim and they responded fast and paid for my roof to get replaced. Tracy was great to work with.
Leon Ross
Do you want to be unfazed by insurance commercials? Do you want responsive agents, expert advice at your fingertips, and an insurance company who is truly in your corner? Look no further. These are your people.My mother has been with them since I can remember, and I've been involved with one policy or another since I was 16. My agent, James Pratt, has been with me, literally, through growing up---managing insurance policies for new cars, (the resulting tickets of those new cars, which was much cheaper than I'd feared) purchasing renter's insurances, and has always ensured the day-to-day functions are completely taken care of. He is so friendly, professional, and knows exactly what he is doing. I am confident that I am both getting the best rates, because he truly cares about his clients, and also the best service.This company feels small in a sense that is comforting in a world in which seems to be getting bigger and faster every second, and they have consistently stayed that way. They are gem hidden in plain sight.
Scott Buckley
I had an amazing experience with my most recent claim I had with Bear River (I know, insurance company and I said "amazing experience"). I recently totaled my vehicle (sad day) and Bear River quickly processed my claim and reached a fair settlement with me. The only complaint that I have is that you have to work with multiple adjusters for the same claim. For example, I had one adjuster that took care of the actual claim and then another to work with me on medical issues. I think that they should just have one adjuster work on the same claim. I believe it would make the process smother, less complicated and less confusing. But my overall experience was definitely five stars and I would recommend them to my family and friends.
Jacqui Beckford (Jacqui's Creative Designs)
Love them, the rate is going on over the years and I have had no problems when I have the other insurance companies that will increase my insurance without even telling me Steven when I had no accident. Bear River mutual insurance doesn't do that
Mark Widmer
We switched to Bear River Mutual about 2 years ago. We recently purchased a new car and in the first we were in a wreck. It was really a horrible situation. The team at Bear River were truly amazing helping us through the process and we think they were generous in providing a settlement. The best insurance company we have worked with in the past 40 years.
Marisa Wilson
They are the best insurance company. I love that they are local, and I truly consider Andy a friend. He always answers his phone and responds quickly. He looks our for me and my family. We have been with this company for years.
Mark Dayley
My wife and I have been with Bear River for around 30 years without a single claim (other than windshield chip repairs). We then suffered wind damage with unusually strong wind storms (2) and I shyly submitted a claim. Bear River came through and took great care of us. I would highly recommend them to everyone.
Fran Henriquez
Quick service and very trustworthy... I am very happy with bear river mutual in resolving my claim. I highly recommend them . This is the first time I had to put a claim in using this insurance. They were very easy to work with and explained everything so I could understand.
Charles Beckmann
I've loved being a customer of Bear River for home insurance for over 10 years. However, after a single bad year of us having a number of claims for some plumbing, mold and other issues, Bear River opted to not renew our policy for 2024. I understand the calculation for underwriting policies that a smaller company like Bear River has to make, but we were disappointed that Bear River chose to part ways with us after covering our issues this last year.
Pascal Langevin
Bear River's service was quick and professional. They took care of communications with the garage and the rental company. Their service totally exceeded my expectations. Thank you!
Richardson Team
When our home flooded, we were devastated. Our claims specialist was sympathetic, helpful, and very responsive throughout the entire process. She made things so much easier and helped get our home put back together in a timely manner. We are so grateful for Bear River Mutual and their employees.
Nikkie Stone
Bear River and our rep, Jayden at Bear River is amazing. He is always there for us. He always picks up the phone. He has saved us over $1000 a month with his comments on how we can save. We converted our home owners insurance with him because him and Bear River does such a great job. The coverage is amazing. They never cut corners and the end products always are 5 star. Thx for all your help Jayden.
Brian Stanley
I have had a great experiences working with Bear River Insurance on a few claims over the last 10years. They have been professional, informative and helped me through a difficult situation with getting the our cars taken care of. I would highly recommend Bear River. We have been with Bear River for 15+ years and have all of our vehicles that they cover (they don't cover UTV's or Boats) with them including our home owners insurance. thanks for the great service and prices.
Glenn Fassmann
Unfortunately, I had a claim on my car insurance; however, Bear River made the process quick and easy. I had a person I could call about the claim anytime and when I called them, I was able to get meaningful answers. The insurance claim payment was very fair and we were able to complete the entire claim process in less than 3 weeks. This included estimates on the damage, decisions by the claim adjuster and receiving the check. I never heard from the other parties in the claim, so I would assume their claims were also satisfied.
Maa Notoa
I had left a bad review to begin with but my mind and heart has changed. I was able to get in contact with Brandon, Nathan’s supervisor and we settled things for the better. I appreciate Bear River for calling me back about my review and making sure the problem gets resolved. I appreciate their help and making sure that as a claimant I get what I deserve. I wish them nothing but success in the future!🤙🏾
Heather Hodges
What can I say other than YOU'RE ALL AMAZING!!! I've only been with you since I was 16! Best prices, best agents, best customer service, THE ABSOLUTE BEST at insurance! After my car was totalled (not my fault!), I called in to file my claim. The process was so easy and hassle free! The team I worked with took care of everything, and I was in another vehicle of my own 8 days later! That's incredible! It's been that way for every claim I've ever had! Thank you for being the BEST with the GREATEST PEOPLE!!!
Walter Hammond
Working with my claims adjuster at Bear River has been a great experience. She has been professional and so helpful, as well as showing true care and concern for what we are going through. I would recommend Bear River to everyone!
Walter G
I have used Bear River for many years. The rates are good and when I had a claim, It was taken care of quickly and painlessly. I call my agent Josh every year to make sure I am getting the best rates. Most of the times he is able to do so but he also is understanding when I have to use another carrier.
Joseph Harman
I have been with Bear River Mutual for many years. My experience has been very good. I have compared their rates with other companies, and find they have the best rates available. I have experienced serval accidents during my time with Bear River Mutual. Their response has always been timely and helpful. I recently had such an experience with my pickup truck. Once again, I was reminded why I stay with Bear River. Their friendly and timely service to me was greatly appreciated. I was provided with a rental car while my repair was completed and my truck is once again good as new. Thanks Bear River.