A home inventory list is a record that includes details like photographs and receipts of items within your home. These can be helpful during a claim. It helps to accurately assess the value of your personal property and posessions. This list can also help ensure that you havethe right protection for your belongings. A home […]
What is a home inventory list? Do I need one? Read More »
No. A lender, realtor, or other party may offer recommendations, but they cannot make the choice for you. We encourage you to thoroughly research and compare different insurance carriers to find the one that offers the best coverage, service, and value for your individual circumstances. A Bear River Mutual independent agent can help you find
Does my mortgage lender have the authority to select my insurance carrier? Read More »
Yes, Bear River Mutual offers Buried Utility Line coverage. This is also known as Service Line coverage. It is an optional addition to our homeowners policies. This endorsement provides coverage for various items, including: To learn more about the specific details of our Buried Utility Line coverage HERE. You can also reach out to your
Yes, Bear River Mutual offers Equipment Breakdown coverage as an optional addition to our homeowner’s policies. This endorsement provides coverage for a wide range of items, including kitchen appliances, home entertainment equipment, and air-conditioning systems. Learn more about equipment breakdown coverage HERE. You can also contact your agent to discuss if this coverage is something
Bear River Mutual has received an AM Best Rating of A- (Excellent). AM Best is the largest credit rating agency globally, specializing in evaluating the financial strength and stability of insurance companies. The AM Best Rating is significant because it provides an objective assessment of an insurer’s ability to fulfill its obligations to policyholders. A
What is Bear River Mutual’s AM Best Rating and why is it important? Read More »
We understand that circumstances may arise where you need to cancel your Bear River Mutual policy. While we’re sorry to see you go, we want to make the cancellation process as smooth as possible for you. Here’s what you need to do: By contacting your agent directly, you can ensure that all the required paperwork
How can I cancel my Bear River Mutual policy? Read More »
No, Bear River Mutual does not offer earthquake coverage. Your independent agent can help you in obtaining this type of coverage for your property from another provider. Earthquake insurance provides coverage in the event that your home is damaged by an earthquake. A standard homeowner policy does not cover earthquake damage. Earthquake insurance may cover
Does Bear River Mutual sell earthquake insurance? Read More »
If your home has been damaged, we recommend taking the following steps: FILE ONLINE: CALL TO FILE (801) 267-5001 (800) 925-5177, option 3
What should I do if my home is damaged? Read More »
Filing a claim is a straightforward process. You have three options to initiate the claims process: FILE A CLAIM ONLINE: To contact your agent, you will see their contact information listed in your policy information on the customer portal. CALL TO FILE (801) 267-5001 (800) 925-5177, option 3 Be ready to provide basic details about
How can I file a claim? Read More »
The decision of which contractor to use for your home repairs is entirely up to you. We want you to feel comfortable and confident in your choice, so you should never feel pressured to select a contractor that you are not comfortable with. While we highly recommend using a Bear Care Home Repair Program contractor
