Yes, even if you are not at fault, your deductible still applies. However, rest assured that once your claim is settled, we will assist you in recovering the deductible amount from the responsible party. The deductible will be subtracted from the total damages, and we will work diligently to ensure that you are reimbursed for this amount. Our goal is to minimize any financial burden on your part and provide you with the support you need during this process.