This is a personal decision. It can depend on your preferences and financial approach, and every customer may view these differently.
A higher deductible results in lower premiums (your monthly cost). However, if you file a claim, you will pay more out-of-pocket. A lower deductible will lead to a higher premium, but you will pay less for filing a claim.
Contact your agent to help you understand your options, and what would work best for you.
Log into the customer portal to see your agent’s contact information.