Umbrella Insurance

At Bear River Mutual, we understand that accidents happen. And they can have a significant impact on your financial well-being. That’s why we offer Umbrella Insurance. This is an extra layer of protection that goes above and beyond the limits of your existing insurance policies. With our Umbrella Insurance, you can have peace of mind knowing that your coverage safeguards your assets and future earnings.

We design our Umbrella Insurance to provide additional liability coverage beyond the limits of your existing personal liability policies. That means you can increase the coverage your auto or homeowners insurance policies offer. Umbrella Insurance acts as a protective shield, offering an extra layer of financial security in the event of a lawsuit or significant claim.

In today’s litigious society, lawsuits can arise from unexpected accidents, injuries, or property damage. The cost of these lawsuits may exceed the limits of your primary insurance policies. Without adequate coverage, your savings, investments, and even future earnings could be at risk.

Get an Umbrella Insurance quote today.

An Umbrella policy will pay damages on behalf of an insured, subject to certain exclusions and limits of liability. Contact your agent to discuss specific definitions.

• Increased Liability Protection: Our Umbrella Insurance provides coverage above and beyond the limits of your underlying policies, giving you additional protection in case of a catastrophic event or high-dollar lawsuit.
• Comprehensive Coverage: Umbrella Insurance extends liability coverage for a wide range of situations, including bodily injury, property damage, personal injury, and even certain lawsuits that your primary policies may not cover.
• Worldwide Coverage: Whether you’re at home or traveling abroad, our Umbrella Insurance provides coverage anywhere in the world, ensuring protection wherever you go.
• Legal Defense Costs: In addition to providing coverage for liability claims, our Umbrella Insurance also includes coverage for legal defense costs, including attorney fees, court expenses, and other related charges.
• Peace of Mind: Umbrella Insurance from Bear River Mutual brings you peace of mind knowing that it protects your assets and future earnings. You can focus on enjoying life without worrying about the financial consequences of an unforeseen event.

At Bear River Mutual, we have been serving the insurance needs of Utah residents for over a century. We back our Umbrella Insurance by our commitment to exceptional customer service, competitive rates, and reliable coverage.

When you choose Bear River Mutual for your Umbrella Insurance needs, you can expect:

• Customized Coverage: Our experienced agents will work closely with you to understand your specific needs and tailor an Umbrella Insurance policy that aligns with your lifestyle and assets.
• Comprehensive Protection: Our Umbrella Insurance offers high liability limits, ensuring that you have ample coverage to protect your assets and future earnings.
• Exceptional Customer Service: We pride ourselves on delivering outstanding customer service. Our knowledgeable agents are here to answer your questions, assist with claims, and provide the support you need.

Protect your financial future with Bear River Mutual’s reliable and comprehensive Umbrella Insurance. Contact us today to get a quote and find out how we can help you safeguard your assets and enjoy greater peace of mind. Your protection is our priority!

Please note the information presented on this site is intended as a general guide to our insurance products and services. The actual policies, coverages, limits, and policy language are subject to the terms and conditions of the specific insurance contract issued. Any purchase of insurance should be based on these specific contracts and not the general information provided on this site. Always consult with a professional insurance advisor for advice specific to your needs.