Buried Utility Line Coverage for Homeowners

Utility Line

According to the American Society of Civil Engineers, America’s infrastructure rating across several categories including buried utility line condition is a D+.*  Having to repair or replace buried utility lines, can be unexpected and financially crippling news to many homeowners. As many water, gas and electrical service lines continue to age, homeowners now more than ever need protection from imminent and expensive damage to their buried utility lines.

Contact an agent to get a quote today.

The buried utility line, or service line, endorsement provides coverage for

  • Underground piping such as water, sewage, and gas lines
  • Any buried connections, valves, or equipment that serve underground piping
  • Underground wires such as electrical cable, power lines, and communication or data wiring

What damage does the buried utility line enorsement cover?

Coverage is provided for:

  • Leak
  • Break
  • Tear
  • Rupture
  • Collapse
  • Electrical arcing

Caused by:

  • Mechanical breakdown
  • Artificially generated electric current (including insulation breakdown)
  • Wear and tear, marring, deterioration, hidden decay, rust, or corrosion
  • Freezing (ground freeze), including frost heave and thaw
  • Weight of equipment, animals or people
  • Root invasion

Sample losses

Samples Losses Roots
Samples Losses Freeze
Sample Losses Arcing