Keystone Insurance Services

Serving all of Utah for the best Auto Insurance, Home Insurance, Landlord Insurance, and Umbrella Insurance.

About Company

“Keystone Insurance Services has been proudly representing Bear River Mutual Insurance since 2003, and has grown to 2 locations in Payson, UT, and Provo/Orem, UT. The relationship with our clients (and their rave reviews) keep us excited to continue helping the communities throughout Utah obtain coverage and stay protected with auto insurance, home insurance, landlord insurance, and umbrella insurance. We’re a family owned three-generation insurance agency who’s committed to the unique values found right here in Utah. We hope that that legacy continues to grow for generations to come.

Understanding the intricate details of insurance coverage is essential in advising the correct policy and endorsements for each particular customer, and that’s where we shine. Whether you’re looking for auto insurance, or any other coverage for your family, we hope that you trust us to offer you the best rates with Bear River Mutual no matter where you’re located in the great state of Utah”

Team Members

Keystone Insurance team

Keystone team

Hear From Our Customers

review us on
Jason was wonderful. Fast and responsive to our questions and concerns. He made sure we had a quote before he left on Friday and then followed up with us repeatedly during the process. By Tuesday we had our auto insurance and home insurance moved. The prior company had planned to change us 5000 more for our renewal. He even beat our current rate. Couldn't ask for better!
Highly recommend. I had a policy that was about to expire and was surprised to hear from them first to let me know what my options were. Quick resolution and great communication. Thank you
Nathan was great to work with! He answered all of my questions and helped me understand everything. He was also very accommodating when I had to reschedule with him. I highly recommend working with him!
I appreciated the thoroughness and professionalism of Jason as he helped me go through the process of choosing new auto and homeowners insurance following a huge rate increase from my previous company. Very pleased with the service and the price!
Very happy with the service and quotes that Keystone was able to provide us. We were in a time crunch with building a new home and their representative, Kristin, was very understanding and helpful throughout the entire process!
Sheree was great! Didn't feel like I was talking to someone that wanted to sell me anything I didn't need and was very helpful and patient while I ran around the house on the call. Made it feel like she cared and isn't miserable. I highly recommend her to anyone looking to get insurance through Bear River Mutual.
Sheree Russell was so helpful, kind and responsive. She not only was professional but was very friendly and relatable. She was very thorough getting the information she needed and was very quick in getting us our quote. We will recommend her highly in the future to anyone with insurance needs.
Saved me both on home and auto, cancelled my other policies for me, and did most of the work over email when I had time so that was great! If they can keep beating other companies that would be amazing. Most of my experience is switching every 1-2 years due to continual price hikes so hoping this won't be the same as everyone else. Happy so far!
It was time to renew both our auto and renters insurance. We pay in full annually, we have a perfect record. Our current insurance went up a huge 26%. Nathan shopped for us and saved us big money. Job well done. Thank you
TL;DR: They are professional and easy to work with to get us reliable coverage, but they should have gotten my consent before drone imaging our roof.Since Keystone is the go-between for insurance companies, they let me know my homeowners insurance company needed roof photos to evaluate whether or not they would insure the roof in the future. I took some extra time to send pictures of our roof (it was cold and snowy, so I waited for good weather and a day when I could spend an hour taking decent pictures from a ladder), so one day a Keystone employee came out to our home to get drone images—without informing us. I was alarmed that someone was flying a drone over our house. I walked outside without shoes, greeted the guy, and I said “Oh, you’re with Keystone. I have those roof images already… Let me send them to you”. He created some urgency coming, which I guess we needed to send those pictures. Still kinda weird not giving us a heads up.Long story short, the insurance company decided to exclude the roof, so Keystone found us a new company with comparable home and auto insurance. The woman over the phone who coordinated this (Karen) was really helpful and answered my questions competently. Although I’m not fond of paying a few hundred dollars more for relatively the same coverage, I’m really glad they reached out often through text and email to ensure they helped us find a new insurance company that offers roof coverage despite the age of our roof.
Jason Rivera was awesome! He followed up and made signing up for auto insurance easy. I for sure thought it would be a stressful thing, but he was great!
We have been with Keystone for over a decade and love their customer service. They are very friendly and detail-oriented. I feel confident in their honesty and service.
We've loved Keystone insurance! I'm always able to get ahold of someone and they have always helped answer my questions and solve any problems I might be having. They helped us get our Bear River policy set up which was great because it not only helped us save money but Bear River was great to work with when our daughter got in a car accident.
I love my agent at Keystone Insurance. They really try to find insurance that fits my always changing needs and growing kids. Their response time is quick and their staff is knowledgeable. We had a claim on our autoInsurance a few years ago and they helped us get everything filed with our Bear River insurance. It all went very smooth. I would 100% recommend them!
Bear River Insurance - Keystone Insurance Services Payson Branch provided amazing support and helped us find an amazing price on home and auto insurance via Bear River.
10/10 Recommend!
Keystone Insurance has fast and friendly service. They are always helpful in addressing my needs.They were able to save on my insurance without sacrificing my coverage. I highly recommend them. Their office in Payson is great and easily accessible.
Traci Diamond was fantastic to work with. She offered exceptional service, super fast turnaround time and tons of knowledge!
Had nothing but excellent customer service from Traci. Would highly recommend her and Bear River for any insurance needs. Not only were they professional to work with, quick to respond to questions, and very welcoming, their quotes beat every other company out of the water. You can't go wrong with Bear River.
Traci, has been awesome super helpful at finding me the best lowest rate we can get and explaining everything. I do not know much about insurance. So that was so helpful!
Lydia Atkin at Keystone Insurance impressed me with the best comprehensive package after shopping around. Her friendly customer service added a personal touch to the experience. Highly recommend for those seeking both value and excellent service.
Karen just looked over all my policies and saved me over $700 a year on a mortgage! She’s amazing! Thank you!
These guys are great! They keep on top of my policy and regularly check to see if they can find me a better rate. I’ve worked with agents in the past who set it and forget it, but not here. They continually work to keep their clients satisfied. Highly recommend
Arielle was super helpful with helping me get the best quote for my families insurance. Very responsive and worked around my schedule to make sure we got it done. Highly recommend.
Ariel has been very helpful in getting me set up on my new policy. I was able to get significant savings with Keystone than withmy previous insurance company.
I contacted Bear River Mutual for an auto insurance quote a few weeks before my premiums were going up with another insurance company. Sheree Slade Russell, was able to quickly get back to me with a quote so much better than what I originally was paying. This was not a high dollar policy, she kept in contact with me during the few weeks until I was ready to switch companies. Thanks Sheree, you made it Super easy for me!
I don't normally leave reviews, but Traci Diamond's customer service was so outstanding that I had to. I had received the run around several times trying to find insurance coverage after moving back to Utah recently. Traci sent several emails and really made the effort to reach out and make sure I was covered. While working with her, she was patient and thorough. She covered all of the different options and price points without irritation or making me feel rushed. This was a painless and positive insurance experience and I am very grateful that Traci ended up being my agent.
Excellent quick services. I was very surprised that they reduced my insurance by $60 less per month! same coverage and all, If you want to save money and still have great coverage you should call them. Traci was amazing, very efficient and kind at explaining everything. Thank you!!
Sheree did and outstanding job for all our insurance needs! Very responsive & professional! Highly recommend.Thanks for the great service
Sheree has been nothing short of amazing! She was so quick to respond, patient and kind. I asked all the questions and then some. She was extremely knowledgeable and made switching insurance companies so easy and fast. I highly recommend them and especially Sheree R.
Traci was fantastic to work with. After contacting a number of providers, Keystone not only provided the best rates, saving us nearly $1,000 on auto insurance a year and decreasing our home insurance costs, but also provided the best customer service. The insurance world can be daunting as a customer, but Traci was cheerful, knowledgeable, and understanding. Thanks again, Keystone!
Traci Diamond at Keystone has been amazing to work with for ALL of our insurance needs. She has gotten us all the coverage we need and at a huge $$$ savings compared to our last ins company. Traci is quick to respond and has been so great to work through some special requests we had for a new policy.
Had a wonderful experience working with Traci. She was always available when I reached out and addressed all my concerns. I'm now saving at least $900 annually! Would highly recommend!
Working with Keystone and specifically Collette has been a fantastic experience. She has helped our company save several thousand dollars and found us better coverage. Collette is very personable and professional, she definitely makes her clients a priority. Highly Recommend to anyone needing insurance.
Sheree Russel is the best! I signed my parents up for car insurance through her and had such a positive experience that 3 months down the line when I needed new car insurance, I immediately thought of contacting her. Super friendly and helpful! 10 out of 10 keep up the good work!
Arielle Briggs was amazing! She was incredibly helpful as I didn’t really know what I was doing! She was not only super kind and knowledgeable but she saved me $1600 a year on my auto insurance! Thank you and I’m excited to be a new customer!
Traci was awesome! She helped us get an auto insurance rate that saved us over $700 a year from our Geico insurance policy and she helped us discover and work through a few issues that we were unaware of quickly and professionally! Traci really helped us out, we were grateful for her getting us an affordable rate and being patient with us while also helping us through a few unforeseen problems extremely quickly!
Excellent customer service! Jason was very kind, knowledgeable, and patient with getting me the best bundle for car and home insurance. Quick and easy. Highly recommended!
Jason helped me get Home Owners insurance and Earthquake insurance on a condo purchase. He was super nice with explaining how condo insurance prices differ from stand-alone home insurance prices. He also researched my condo's HOA Earthquake insurance specifics so I knew what was already covered and my part of the deductible. Jason also adjusted my account so that my Renter's insurance ended as my Home Owner's insurance started, so I did not need to remember to do this! Jason helped me in-person and over the phone. Thank you, Jason, for helping with this smooth transition!
So far I have had the BEST experience with this company! I needed help getting signed up for liability insurance and the representative walked me through the whole process and then some! He was so helpful and explained how things worked so thoroughly. Also, I got an amazing rate! Better than any of my friends with the same insurance! I would definitely recommend this place to everyone!! Thank you!
Very impressed at the service I was given by Jason! Couldn't have been a smoother transition from my old insurance policy to my new one. Great price too.