Home & Condo Insurance

Home & Condo Insurance

At Bear River Mutual, we only insure homes in Utah, which means our rates aren’t based on claims for homes built in hurricane zones or in high tornado-prone areas. They’re based on local considerations and risk profiles of responsible Utah homeowners like you who meet our high standards. It’s how we consistently offer some of the lowest rates around. Talk to one of our independent agents. They are experts in helping you find the right combination of insurance products to best protect what you cherish most.


Primary Residence:

Insuring and protecting your home is one of the most important financial decision you can make.

Secondary Residence:

If you own a second home (or more) you should also be protected with a policy similar to your primary residence.

Personal Liability:

Do you know the extent to which you’re liable for accidents on your property? Your independent agent knows how to protect you.


Don’t let an earthquake shake up your financial future. Earthquake coverage adds protection and peace of mind.

Condominium :

Condos, twin homes and townhomes have special requirements—and may qualify for special discounts.