Bear River Mutual Insurance Company is part of a 250-plus-year-old tradition that began in 1753 with Benjamin Franklin, the inventor of the lightning rod and founder of the first successful mutual insurance company in America.
At Bear River, the customers are the owners of the company. Premiums are paid into a common fund to cover policyholders’ claims. Positive earnings are passed on to the policyholder through lower than average insurance rates.
From its inception, Bear River's allegiance has been to its policyholders. The purpose of the company has always been to make insurance affordable and accessible.
Bear River has grown into a very competitive and respected company. Bear River wrote over $85 million in premiums in 2009, and is represented by independent agencies throughout Utah. Consumer and industry reports continue to recognize Bear River’s financial strength, stability and bright future.